Joining a Private Medical Insurance Plan

Platinum Health Insurance Services

There are three methods of joining a new Private Medical Insurance plan:

  • Full Medical Underwriting
  • Two-year Moratorium
  • “Switching” which gives continuation of cover for any pre-existing conditions which are not already classed as personal exclusions by an existing insurer

Let Platinum Health Insurance Services Help

It can be very confusing to know which is the best method of joining and is one of the most important aspects of taking out a new plan which Platinum Health Insurance Services can advise on to ensure getting the best underwriting terms. 


With many levels of benefits and optional excesses it is essential to be sure that you are getting the correct cover and that you are getting it at the best price.

Just give Platinum Health Insurance Services a call or email your details today for a personalised quotation with no cost and no commitment whatsoever for our services.

Authorised and regulated by the Financial Conduct Authority.

Website powered by BT